First, determine your housing needs. A buyer’s agent will have many questions for your regarding what you are looking for in a home. It is good practice to have some ready answers for these questions. This will help our agents to serve you better and more efficiently.
Second, secure the finances. It is best practice to get a pre-qualification letter from a lending company. Ask your agent for a mortgage checklist: a list of items you will need to bring with you to qualify for financing. Check out our mortgage calculator for an estimate of what your payments will be.
Do not be afraid to make an offer on a home you think may fit your needs. Making an offer is a means of expressing interest to a seller and does not bind you into a home purchase.
Be aware of closing costs. There are several costs associated with closing on a property. These costs are negotiated between the buyer and the seller at the time of closing. Your agent will help you negotiate these costs with the seller.